Terms of Service

Acceptance of Terms

These Terms of Service govern your use of Inflation Hub Malaysia and its services. By accessing and using our website, you agree to be bound by these terms and conditions. We provide educational resources about inflation dynamics, consumer price trends, CPI basket composition, core inflation versus headline inflation, administered price mechanisms, and Bank Negara Malaysia inflation management tools. Your continued use of our website constitutes your acceptance of any modifications to these terms that we may make from time to time. If you do not agree with any part of these terms, you must discontinue using our services immediately. We reserve the right to refuse service to anyone at our discretion.

User Obligations and Conduct

When using our website, you agree to conduct yourself responsibly and lawfully. You may not engage in any activity that violates applicable laws or regulations, including those related to financial information dissemination in Malaysia. We expect users to respect intellectual property rights and not reproduce, distribute, or transmit content without authorization. You agree not to attempt to gain unauthorized access to our systems or interfere with our services. Users must not use our platform for commercial purposes without explicit written consent. We monitor user activity to ensure compliance with these terms and reserve the right to suspend or terminate access for violations. Your use of our resources is strictly personal and educational in nature.

Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and data compilations, is the exclusive property of our organization or licensed from third parties. We retain all intellectual property rights related to the materials provided. You may view and print content for personal, non-commercial use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, or transfer any content without our prior written permission. Unauthorized use of our intellectual property is strictly prohibited. Bank Negara Malaysia data and official inflation statistics used on our site remain the property of BNM. We provide this information for educational purposes under fair use principles. Users who wish to use our content commercially must obtain explicit permission.

Limitation of Liability

Our website and services are provided on an “as-is” basis without warranties of any kind. We make no representations regarding the accuracy, completeness, or timeliness of information about inflation trends, CPI data, or administered prices. To the maximum extent permitted by law, we disclaim all warranties, whether express or implied, including merchantability and fitness for a particular purpose. We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website. This includes loss of profits, data, or business opportunities. Your sole remedy for dissatisfaction with our services is to discontinue use. We are not responsible for third-party content or external resources. Information provided should not be used as professional financial or economic advice without consulting qualified experts.

Termination and Access Restrictions

We reserve the right to terminate or restrict your access to our website at any time, with or without cause. Termination may occur if you violate these terms, engage in illegal activity, or pose a threat to our services. Upon termination, your right to use the website ceases immediately. We may also modify or discontinue services without notice. Certain provisions of these terms, including intellectual property rights and liability limitations, shall survive termination. Users who repeatedly violate our policies may be permanently banned from accessing our platform. We may implement technological measures to restrict access. If your access is terminated, you agree not to attempt to circumvent these restrictions through alternative means or accounts. We will not be liable for any consequences resulting from access termination.

These Terms of Service constitute the entire agreement between you and us regarding your use of our website. We may update these terms at any time by posting revisions on our site. Your continued use following any changes constitutes acceptance of the revised terms. We encourage you to review these terms periodically to stay informed of any updates or modifications.